Personal auto
Family vehicles, commute cars, and non-trucking autos. Liability, comp, collision, UM/UIM, and non-owner options when you need a personal policy that is not the truck.
The truck program covers the business. This page is the house, the family cars, and the extra liability that sits on top. Same agency. Separate conversation.
Family vehicles, commute cars, and non-trucking autos. Liability, comp, collision, UM/UIM, and non-owner options when you need a personal policy that is not the truck.
Dwelling, personal property, and loss of use. Renters if you are leased on and living in someone else’s unit. Condo walls-in coverage when the association policy stops at the studs.
Extra liability over home and personal auto after those limits are used up. Useful if you own property, carry passengers, or have assets you do not want sitting behind minimum limits.
Motorcycles, boats, RVs, and off-road units. Ask before you assume the truck policy or a home policy will pick them up. Most of the time they will not.
Term and permanent options when you want a death benefit that is not tied to an occupational accident policy. Separate from workers comp and occ acc.
Owner-operators often buy the truck first and leave the house and personal cars on a leftover policy. We would rather line them up so a claim on Saturday does not fight with the commercial file.